{"id":8889,"date":"2020-12-07T05:59:19","date_gmt":"2020-12-07T04:59:19","guid":{"rendered":"https:\/\/financefwd.com\/?p=8889"},"modified":"2020-12-07T07:04:12","modified_gmt":"2020-12-07T06:04:12","slug":"banxware-bank","status":"publish","type":"post","link":"https:\/\/financefwd.com\/de\/banxware-bank\/","title":{"rendered":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner"},"content":{"rendered":"<p><em>Exklusiv: Das Berliner Fintech Banxware arbeitet k\u00fcnftig mit einer hessischen Volksbank zusammen, die Kredite in H\u00f6he von 100 Millionen Euro \u00fcber die Plattform vergeben will. Eine stattliche Summe f\u00fcr den Start.<\/em><\/p>\n<p>Eigentlich sollte Wirecard der erste Bankpartner f\u00fcr <a href=\"https:\/\/financefwd.com\/de\/miriam-wohlfarth-banxware\/\">Banxware<\/a> werden \u2013 doch kurz vor dem gemeinsamen Start versank das einstige Dax-Unternehmen in einem Bilanz-Skandal. Das Team um die Gr\u00fcnder Miriam Wohlfarth und Jens R\u00f6hrborn musste sich nach einem neuen Bankpartner umsehen \u2013 und ist nun f\u00fcndig geworden: Die Vereinigte Volksbank Raiffeisenbank, ein Zusammenschluss von regionalen Banken in S\u00fcdhessen und Franken, stellt k\u00fcnftig 100 Millionen Euro zur Verf\u00fcgung, die das Fintech \u00fcber seine Plattform vergeben kann.<\/p>\n<p>Das Prinzip des Berliner Fintechs: Ein Marktplatzh\u00e4ndler erh\u00e4lt direkt \u00fcber seine Plattform einen Kredit. Banxware arbeitet im Hintergrund und pr\u00fcft den H\u00e4ndler. Ein typischer Kunde erhalte zwischen 15.000 bis 30.000 Euro, hei\u00dft es vom Startup. Nach einer schnellen Kreditpr\u00fcfung werde dem Kleinunternehmen das Darlehen ausgezahlt. Wenn der H\u00e4ndler Umsatz \u00fcber die Plattform erzielt, wird ein Teil des Geldes einbehalten, um den Kredit abzuzahlen.<\/p>\n<p>Nachdem Banxware einen Kreditgeber gefunden hat, muss es nun einen Plattform-Partner \u00fcberzeugen, der die Kredite seinen H\u00e4ndler zug\u00e4nglich macht. Hierzu w\u00fcrden die Gespr\u00e4che laufen, hei\u00dft es. Die 100 Millionen Euro sind gerade f\u00fcr die Startphase eine hohe Summe: Banxware kann damit zwischen circa 3.000 und 6.000 Darlehen vermitteln \u2013 und sich mit seiner Technologie beweisen.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Exklusiv: Das Berliner Fintech Banxware arbeitet k\u00fcnftig mit einer hessischen Volksbank zusammen, die Kredite in H\u00f6he von 100 Millionen Euro \u00fcber die Plattform vergeben will. Eine stattliche Summe f\u00fcr den Start. Eigentlich sollte Wirecard der erste Bankpartner f\u00fcr Banxware werden \u2013 doch kurz vor dem gemeinsamen Start versank das einstige Dax-Unternehmen in einem Bilanz-Skandal. Das<\/p>\n","protected":false},"author":20,"featured_media":7327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[360,40],"coauthors":[],"class_list":["post-8889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fintech","tag-banxware","tag-wirecard"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financefwd.com\/de\/banxware-bank\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD\" \/>\n<meta property=\"og:description\" content=\"Exklusiv: Das Berliner Fintech Banxware arbeitet k\u00fcnftig mit einer hessischen Volksbank zusammen, die Kredite in H\u00f6he von 100 Millionen Euro \u00fcber die Plattform vergeben will. Eine stattliche Summe f\u00fcr den Start. Eigentlich sollte Wirecard der erste Bankpartner f\u00fcr Banxware werden \u2013 doch kurz vor dem gemeinsamen Start versank das einstige Dax-Unternehmen in einem Bilanz-Skandal. Das\" \/>\n<meta property=\"og:url\" content=\"https:\/\/financefwd.com\/de\/banxware-bank\/\" \/>\n<meta property=\"og:site_name\" content=\"FinanceFWD\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/financefwd\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-07T04:59:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-12-07T06:04:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1240\" \/>\n\t<meta property=\"og:image:height\" content=\"826\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Caspar Tobias Schlenk\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@financefwd\" \/>\n<meta name=\"twitter:site\" content=\"@financefwd\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Caspar Tobias Schlenk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/\"},\"author\":{\"name\":\"Caspar Tobias Schlenk\",\"@id\":\"https:\/\/financefwd.com\/de\/#\/schema\/person\/e90bfabf531ac7f117a423a4bc982263\"},\"headline\":\"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner\",\"datePublished\":\"2020-12-07T04:59:19+00:00\",\"dateModified\":\"2020-12-07T06:04:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/\"},\"wordCount\":245,\"publisher\":{\"@id\":\"https:\/\/financefwd.com\/de\/#organization\"},\"image\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg\",\"keywords\":[\"Banxware\",\"Wirecard\"],\"articleSection\":[\"Fintech\"],\"inLanguage\":\"de\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/\",\"url\":\"https:\/\/financefwd.com\/de\/banxware-bank\/\",\"name\":\"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD\",\"isPartOf\":{\"@id\":\"https:\/\/financefwd.com\/de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg\",\"datePublished\":\"2020-12-07T04:59:19+00:00\",\"dateModified\":\"2020-12-07T06:04:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/financefwd.com\/de\/banxware-bank\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage\",\"url\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg\",\"contentUrl\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg\",\"width\":1240,\"height\":826,\"caption\":\"Das Banxware-Gr\u00fcnderteam mit (von links) Fabian Hei\u00df, Miriam Wohlfarth, Aurel Stenzel und Jens R\u00f6hrborn (Bild: PR)\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/financefwd.com\/de\/banxware-bank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/financefwd.com\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/financefwd.com\/de\/#website\",\"url\":\"https:\/\/financefwd.com\/de\/\",\"name\":\"FinanceFWD\",\"description\":\"Alles zu New Finance \u2013 von Fintech bis Blockchain\",\"publisher\":{\"@id\":\"https:\/\/financefwd.com\/de\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/financefwd.com\/de\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/financefwd.com\/de\/#organization\",\"name\":\"Finance Forward\",\"url\":\"https:\/\/financefwd.com\/de\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\/\/financefwd.com\/de\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2018\/07\/FB_Profilpic_02.jpg\",\"contentUrl\":\"https:\/\/financefwd.com\/wp-content\/uploads\/2018\/07\/FB_Profilpic_02.jpg\",\"width\":1000,\"height\":1000,\"caption\":\"Finance Forward\"},\"image\":{\"@id\":\"https:\/\/financefwd.com\/de\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/financefwd\/\",\"https:\/\/x.com\/financefwd\",\"http:\/\/instagram.com\/financefwd\/\",\"https:\/\/www.linkedin.com\/company\/financefwd\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/financefwd.com\/de\/#\/schema\/person\/e90bfabf531ac7f117a423a4bc982263\",\"name\":\"Caspar Tobias Schlenk\",\"description\":\"ist Redakteur bei Finance Forward und manager magazin. Er schreibt seit mehreren Jahren \u00fcber Fintechs und Startups \u2013 zuletzt bei Capital. Er ist Absolvent der K\u00f6lner Journalistenschule f\u00fcr Politik und Wirtschaft.\",\"url\":\"https:\/\/financefwd.com\/de\/author\/cs\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/financefwd.com\/de\/banxware-bank\/","og_locale":"de_DE","og_type":"article","og_title":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD","og_description":"Exklusiv: Das Berliner Fintech Banxware arbeitet k\u00fcnftig mit einer hessischen Volksbank zusammen, die Kredite in H\u00f6he von 100 Millionen Euro \u00fcber die Plattform vergeben will. Eine stattliche Summe f\u00fcr den Start. Eigentlich sollte Wirecard der erste Bankpartner f\u00fcr Banxware werden \u2013 doch kurz vor dem gemeinsamen Start versank das einstige Dax-Unternehmen in einem Bilanz-Skandal. Das","og_url":"https:\/\/financefwd.com\/de\/banxware-bank\/","og_site_name":"FinanceFWD","article_publisher":"https:\/\/www.facebook.com\/financefwd\/","article_published_time":"2020-12-07T04:59:19+00:00","article_modified_time":"2020-12-07T06:04:12+00:00","og_image":[{"width":1240,"height":826,"url":"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg","type":"image\/jpeg"}],"author":"Caspar Tobias Schlenk","twitter_card":"summary_large_image","twitter_creator":"@financefwd","twitter_site":"@financefwd","twitter_misc":{"Written by":"Caspar Tobias Schlenk","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#article","isPartOf":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/"},"author":{"name":"Caspar Tobias Schlenk","@id":"https:\/\/financefwd.com\/de\/#\/schema\/person\/e90bfabf531ac7f117a423a4bc982263"},"headline":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner","datePublished":"2020-12-07T04:59:19+00:00","dateModified":"2020-12-07T06:04:12+00:00","mainEntityOfPage":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/"},"wordCount":245,"publisher":{"@id":"https:\/\/financefwd.com\/de\/#organization"},"image":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg","keywords":["Banxware","Wirecard"],"articleSection":["Fintech"],"inLanguage":"de"},{"@type":"WebPage","@id":"https:\/\/financefwd.com\/de\/banxware-bank\/","url":"https:\/\/financefwd.com\/de\/banxware-bank\/","name":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner | FinanceFWD","isPartOf":{"@id":"https:\/\/financefwd.com\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage"},"image":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage"},"thumbnailUrl":"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg","datePublished":"2020-12-07T04:59:19+00:00","dateModified":"2020-12-07T06:04:12+00:00","breadcrumb":{"@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/financefwd.com\/de\/banxware-bank\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#primaryimage","url":"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg","contentUrl":"https:\/\/financefwd.com\/wp-content\/uploads\/2020\/08\/Teambild-BW.jpg","width":1240,"height":826,"caption":"Das Banxware-Gr\u00fcnderteam mit (von links) Fabian Hei\u00df, Miriam Wohlfarth, Aurel Stenzel und Jens R\u00f6hrborn (Bild: PR)"},{"@type":"BreadcrumbList","@id":"https:\/\/financefwd.com\/de\/banxware-bank\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/financefwd.com\/de\/"},{"@type":"ListItem","position":2,"name":"100 Millionen Euro f\u00fcr Kredite: Banxware gewinnt ersten Bankpartner"}]},{"@type":"WebSite","@id":"https:\/\/financefwd.com\/de\/#website","url":"https:\/\/financefwd.com\/de\/","name":"FinanceFWD","description":"Alles zu New Finance \u2013 von Fintech bis Blockchain","publisher":{"@id":"https:\/\/financefwd.com\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/financefwd.com\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/financefwd.com\/de\/#organization","name":"Finance Forward","url":"https:\/\/financefwd.com\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/financefwd.com\/de\/#\/schema\/logo\/image\/","url":"https:\/\/financefwd.com\/wp-content\/uploads\/2018\/07\/FB_Profilpic_02.jpg","contentUrl":"https:\/\/financefwd.com\/wp-content\/uploads\/2018\/07\/FB_Profilpic_02.jpg","width":1000,"height":1000,"caption":"Finance Forward"},"image":{"@id":"https:\/\/financefwd.com\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/financefwd\/","https:\/\/x.com\/financefwd","http:\/\/instagram.com\/financefwd\/","https:\/\/www.linkedin.com\/company\/financefwd\/"]},{"@type":"Person","@id":"https:\/\/financefwd.com\/de\/#\/schema\/person\/e90bfabf531ac7f117a423a4bc982263","name":"Caspar Tobias Schlenk","description":"ist Redakteur bei Finance Forward und manager magazin. Er schreibt seit mehreren Jahren \u00fcber Fintechs und Startups \u2013 zuletzt bei Capital. Er ist Absolvent der K\u00f6lner Journalistenschule f\u00fcr Politik und Wirtschaft.","url":"https:\/\/financefwd.com\/de\/author\/cs\/"}]}},"wp-worthy-pixel":{"ignored":false,"public":null,"server":null,"url":null},"wp-worthy-type":"normal","_links":{"self":[{"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/posts\/8889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/comments?post=8889"}],"version-history":[{"count":0,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/posts\/8889\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/media\/7327"}],"wp:attachment":[{"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/media?parent=8889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/categories?post=8889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/tags?post=8889"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/financefwd.com\/de\/wp-json\/wp\/v2\/coauthors?post=8889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}